Business Loans Made Locally since 1904

Work with one of our local bankers to help your business thrive

Local Decisions Matter

In small business lending, local decisions matter. By working with a local bank, all individuals involved in the lending process - from the Banker to credit to underwriting to servicing - are local. They visit your store, eat at your restaurant, and are on your list of clients. Your success truly matters to all of us.

Contact one of our local Bankers to find a lending solution to help your business grow.

Purchase, Finance, or Build

Whether it is assisting you in structuring your debt to match your financing and cash flow needs, short-term or long-term financing, secured or unsecured, fixed rate or floating, our Bankers will work to understand your needs and seek the best solution for you and your business.

Business Loan Products

  • Real estate financing for both owner and tenant-occupied commercial properties.
  • Short-term lines of credit for working capital and to provide liquidity for unexpected cash needs.
  • Term loans for the financing of long-term assets such as equipment purchases, real estate acquisitions, or other business needs with repayment structured over an extended period of time.
  • Real estate acquisition, construction, and development loans.
  • Letters of credit issued to guarantee payments on behalf of a customer to a beneficiary for a stated period of time and when certain conditions are met.
Business Loans

Find a Banker

Our skilled team of South Carolina-based Bankers can help to find the best solution for your financing needs.

Contact Us

Not sure where to start? Visit your local First Palmetto office or get in touch through our Contact page, and we'll be happy to assist.